Golf Course Insurance in Johnston and Denver, CO

Protecting Golf Courses with Business Insurance Solutions

In the game of golf, risk is an inherent element. Whether avoiding a bunker or water hazard, nearly every shot a golfer takes is in anticipation of the various risks throughout the course. The concept of risk management also extends to golf course administration as the exposures associated with owning and operating a course are many.

At PFS Insurance, we are equipped to match golf courses with a variety of important insurance coverages. With tailored products and industry knowledge, we help golf courses in Johnstown, Denver, Fort Collins, Loveland, and the surrounding areas reduce their risk of loss.

Detailed Risk Management and Insurance Coverage

When matching a golf course with coverage, we explore the course’s exposures in depth before offering risk control recommendations. Our golf course insurance program was designed to mitigate the risks facing both public and private courses, and we take the time to thoroughly understand the unique needs of each course.

When it comes to golf course insurance, we adhere to our motto, “don’t risk a lot for a little.” We believe that a well-crafted insurance program serves to lessen the overall financial impact of any loss scenario, and we take the time to thoroughly explain the different coverage options so that our clients are properly protected. We then rely on our relationship with carriers such as Travelers, Nationwide, and UFG for competitive rates.

From tee to green, our golf course program offers a variety of valuable coverages such as flood insurance, playing surfaces insurance, cyber liability insurance, property and equipment insurance, and pollution liability insurance. We offer essential commercial package insurance coverage as well as loss control services to further protect golf courses and their employees.   

For more information on the coverages available for golf courses, please contact us.

Knowledgeable, Experienced Agents Working for Your Business

As an independent insurance agency, we have the ability to focus on the individual requirements of each client. We act in partnership with clients to fully identify the exposures associated with their golf business, and ultimately create solutions offering protection and risk management.

In addition to comprehensive insurance coverage, our clients also have access to knowledgeable agents such as commercial advisor Sean Penny, a former PGA professional. Sean’s firsthand knowledge of the golf industry, coupled with his expertise in risk management, offers clients a one-of-a-kind program.

Once a policy is in place, we provide a service calendar to review contracts quarterly, mid-year or annually based on client preference. To get started, request a quote.

Additional Resources

Colorado Department of Regulatory Agencies

Insurance Buyer’s Guides (The National Association of Insurance Commissioners (NAIC))

Small Business Insurance Details and Resources (The U.S. Small Business Administration (SBA))