970-635-9400

Meet Our Team

Dedicated Agents Working for You

We have a broad appetite, a strong banking relationship, and a service model that enables us to provide clients with the best possible coverage.  Although we are locally owned and operated, we are dedicated to reaching our clients wherever they are. If we need to drive across the state to meet clients, we will.

With more than 400 years of collective experience, our employees are professionally educated and eager to match clients with the right coverage. We are always willing to go the extra mile to make sure that our clients not only have the right policy, but properly understand their coverage. We believe in honest communication, and take pride in knowing that our clients can always reach us easily with questions or concerns.

Dave Janssen
Dave Janssen

Agency Principal

Kyle Dufford
Kyle Dufford

Agency Operations Manager

Don Collins
Don Collins

Director of Agency Development

Abbey Janssen
Abbey Janssen

Advisor - Commercial P&C

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PFS Insurance Group has acquired Henry Ham Agency Inc. in Denver, CO

Henry Ham Agency

Personal and Commercial Coverage in Johnstown, CO

At PFS Insurance Group, we’ve served individuals and businesses in Johnstown and through northeast Colorado for 15 years by adhering to our core values of loyalty, pride, professionalism, and growth. We believe in taking a consultative approach to insurance and our team of prompt and courteous agents regularly provide insurance to Johnstown, Sterling, Fort Collins, Loveland and the surrounding areas.

Just as we are committed to serving our clients, we are also dedicated to serving the community where we live and work. We’re members of Sertoma and the Rotary Club of Johnstown-Milliken. We also attend numerous benefits and support the Loveland division of Habitat for Humanity, The Humane Society of The United States, Hearts & Horses, the Larimer Humane Society, The Matthews House, and Respite Care, Inc. Outside of the office, we regularly attend 20/30 events and we can often be found attending local festivals or cheering on the Bears and Rams.

Home Insurance, Auto Insurance, and More

Our business insurance program can keep virtually any commercial enterprise in Colorado secure with offerings such as business owners policies (BOPs), employee benefits, and bonds.  We also have specially designed programs for businesses in more than 30 different industries.

For individuals, we offer personal lines such as homeowners, auto, and life insurance. Whether a client is replacing income for dependents or protecting assets, we can help them.

After working with our clients one-on-one to identify risks and needs, we then turn to highly-rated carriers to find the best policy at an affordable price. To learn more about our insurance offerings, please contact an agent.

To start on a policy with one of our friendly agents, request a quote.

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Testimonials

Navigating with knowledge, experience and integrity.

- PFS Philosphy

I love being a part of the PFS Team. They take care of my insurance and I know I am in good hands.

- Jennifer C.

Featured Products

Health Insurance
Health Insurance
Making good decisions today can secure a healthy tomorrow for you and your family with individual or group plans designed to meet your specifications.
Coverage for Specific Industries
Coverage for Specific Industries
Industry-specific risks make it impossible for insurance companies to lump together one insurance plan for every business.
Farm Insurance
Farm Insurance
Preserve your livelihood with an agribusiness policy that safeguards your farm and everything on it, from buildings and machinery to crops and livestock.
Coverage for Your Business
Coverage for Your Business
We're committed to keeping your business protected so you can focus on your day-to-day operations.
Auto Insurance
Auto Insurance
Choosing the right auto insurance is the key to keeping you and your car safe on the road in the event of an accident or other vehicle damage.
Home Insurance
Home Insurance
Look after your biggest investment and everything in it with a proper policy that ensures its protection in the event of an accident or natural disaster.
Nationwide Independent
Allstate
Anthem Blue Cross Blue Shield
Chubb Insurance
C N A Insurance Companies
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Kaiser Permanente
Pinnacol Assurance
Progressive Insurance
Safeco
Travelers Insurance