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Farm Owners Insurance in Fort Collins and Loveland, CO

You’ve Made It Your Living. Keep It Protected.

There are probably a lot of reasons for why you chose to make your living on the farm – from the independence and freedom that comes with owning your own business to knowing the value of a hard day’s work. At PFS Insurance Group, we’re in the business of seeing yours succeed. We know that your farm or ranch provides a valuable service to the community, and we’d like to return the favor by offering you the comprehensive protection you deserve.

A Farm Owners policy from PFS Insurance Group is an all-inclusive and customizable insurance solution to secure your land, your property, and your finances against a number of inevitable situations that can arise on your farm. The basic package includes property coverage for your dwelling, personal property, and other structures, as well as the added peace of mind that comes with comprehensive liability coverage.

Dwelling

For most people, a farm is more than a place to work – it’s also where you lay your head after a long day. Under the dwelling portion of your Farm Owners policy, PFS Insurance Group will help pay for damages to your home and any attached structures for all accidents and perils included in your policy.

Personal Property

Your Farm Owners policy also covers losses that may arise due to the damage or theft of personal belongings such as clothing, electronics, or home appliances. Items used in daily farm operations such as machinery, automobiles, and animals are not eligible for coverage under the personal property section of your policy, as they require additional protection.

Liability

Liability protection from PFS Insurance Group helps pay for legal fees, medical expenses, and other losses that you may be held liable for that result from covered injuries or damage to other people’s property. Further coverage options, including employee injury liability, are available for an additional premium.
 

Our Locations

Main Office

4848 Thompson Parkway Suite 200
Johnstown, CO 80534
Main office: 970-635-9400
Toll free: 877-470-1183
Fax: 970-635-9401

Metro/Denver Office

7200 South Alton Way Suite A-140
Centennial, CO 80112
Main office: 303-997-4605
Fax: 303-997-9910

Sterling Office

131 West Main Street
Sterling, CO 80751
Main office: 970-522-8888
Fax: 970-521-9934

Yuma Office

114 W 3rd Avenue
Yuma, CO 80759
Main office: 970-848-3340
Fax: 970-848-3218

Our Providers

Testimonials

Navigating with knowledge, experience and integrity.

PFS Philosphy
It is not a question of doing things right, but of doing the right things.

PFS Philosophy