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Professional Liability in Fort Collins and Loveland, CO

Mistakes Happen.

In today’s litigious society, lawsuits against businesses are common. And as a business owner, you need to be prepared to protect the integrity of your company if an incident or mistake turns into a claim.

At PFS Insurance Group, we understand that mistakes happen. That’s why we’re committed to helping you create a Professional Liability policy that keeps your day-to-day operations protected should your business be held legally liable.

What Does Professional Liability Cover?

While it’s important for your business to have general liability coverage for property damage and bodily injury, PFS Insurance Group recommends adding Professional Liability Insurance to your business portfolio because it insures the people and/or entities of your business from negligent claims made by third parties, or even internal sources.

From failure to render a service to malpractice suits, Professional Liability can provide a wide variety of options, such as:

Errors and Omissions Liability (E & O) – E & O covers any mistakes made by employees who work on behalf of your business, if your business charges fees for your services. It can include coverage for any errors such as failure to perform or violations of contract. Depending on your industry, your insurance needs will vary.

Directors and Officers Liability (D & O) - Having financial protection for your business’s Directors and Officers can prevent loss in the event that they are held liable from actions related to their corporate positions. This can include anything from conflicts of interest to mismanagement of company assets and violation of laws.

Fiduciary Liability - Fiduciary covers claims that involve the violation of the Employee Retirement Income Security Act, or ERISA. If a manager, for example, violates the financial obligations of ERISA, having the right coverage can protect your company if held liable in situations from imprudent investments to failure to enroll employees.

Employment Practices Liability - With proper insurance, your business can be protected if a worker claims that his or her rights have been violated. This can include violations from sexual harassment and discrimination to violations of the Americans with Disabilities Act (ADA), mismanagement of employee benefit plans, and wrongful termination.

Contact a reprentative with PFS Insurance Group today to prevent mistakes and errors from becoming major losses for your business.

 

Our Locations

*Main Office

4848 Thompson Parkway Suite 200
Johnstown, CO 80534
Main office: 970-635-9400
Toll free: 877-470-1183
Fax: 970-635-9401

Greenwood Village Office

5201 South Yosemite Street; Suite 201
Greenwood Village, CO 80111
Main office: 303-997-4605
Fax: 303-997-9910

Sterling Office

131 West Main Street
Sterling, CO 80751
Main office: 970-522-8888
Fax: 970-521-9934

Yuma Office

114 W 3rd Avenue
Yuma, CO 80759
Main office: 970-848-3340
Fax: 970-848-3218

Our Providers

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Navigating with knowledge, experience and integrity.

PFS Philosphy
It is not a question of doing things right, but of doing the right things.

PFS Philosophy