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Meet Our Team

*Main Office

  • Dave Janssen

    Agency Principal
    Office: 970-635-9400
    Fax: 970-635-9401
    4848 Thompson Parkway Suite 200
    Johnstown CO 80534
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  • John Hintzman

    Advisor - Commercial P&C
    Office: 970-635-9400
    Fax: 970-635-9401
    4848 Thompson Parkway Suite 200
    Johnstown CO 80534
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    Commercial producer and agency partner John Hintzman has been in the insurance industry for nearly 30 years, joining PFS in 2008. He specializes in commercial property, liability, workers compensation, fleet auto, professional liability, directors and officers, surety bonds, and intellectual property coverages.

    After getting to know his clients and learning how they operate their business, John will provide innovative risk management solutions. He enjoys building lasting relationships with his clients and giving them the peace of mind that their business is protected.

    A graduate of Colorado State University, John is a past president of the Rotary Club of Fort Collins-Breakfast and is a regional board member of the Book Trust. 

  • Jack Holt

    Advisor - Commercial P&C
    Office: 970-635-9400
    Mobile: 815-378-2050
    Fax: 970-635-9401
    4848 Thompson Parkway Suite 200
    Johnstown CO 80534
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    Advisor Jack Holt joined the PFS team in early 2015, but has been in the insurance industry for 36 year. Jack specializes in commercial insurance, with an emphasis on the construction and oil and gas industries. Throughout his career, Jack has built a solid reputation with numerous carriers, and is committed to serving his clients in a fair and honest way. In addition to helping his clients, Jack also enjoys mentoring new producers. 

  • Jeramie Holt

    Advisor - Benefits/Commercial P&C
    Office: 970-635-9400
    Fax: 970-635-9401
    4848 Thompson Parkway Suite 200
    Johnstown CO 80534
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    Jeramie is a recipient of BizWest 2014 class of 40 under 40 business professionals. Jeramie has over 15 years of sales and leadership experience. . With a focus on Benefits & P&C insurance, and a strong background in the Payroll and HR world, Jeramie is able to take a board room approach of a partner and consultant to provide the best possible coverage to your business. Thru out his career Jeramie has had the great pleasure working with Business of all sizes and in all industries. With clients in almost all 50 states, he is able to provide the expertise specific to your business in all its locations. He brings a hands on approach to every client and makes it his main focus that every client is 100% satisfied.

    Jeramie truly believes that relationships are #1. You must first gain the trust and friendship before you can really become a great partner. It is very important that you do what you say and over deliver.

    Jeramie has a great passion for giving back to his community. As a Member of NoCo United for Youth Jeramie works with an amazing team of business professionals to raise money to give back to children's charities.

  • Abbey Janssen

    Personal/Commercial P&C Advisor
    Office: 970-635-9400
    Fax: 970-635-9401
    4848 Thompson Parkway Suite 200
    Johnstown CO 80534
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    Advisor Abbey Janssen has been in the insurance industry for three and half years, spending the entirety of her career at PFS. Abbey specializes in personal and commercial sales, and enjoys building lasting relationships with her clients.

    Abbey is passionate about the insurance business and is committed to providing excellent customer service. For her work, she was named Colorado’s “Young Insurance Professional of the Year” in 2015, and she lists that as her biggest professional achievement.

    A graduate of the University of Colorado, Abbey enjoys being active and spending time with family and friends in her free time.

  • Sean Penny

    Advisor – Commercial P&C
    Office: 970-635-9400
    Mobile: 970-260-3221
    Fax: 970-635-9401
    4848 Thompson Parkway Suite 200
    Johnstown CO 80534
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    Advisor Sean Penny began his insurance career with PFS in early 2017. Specializing in commercial property and casualty insurance, Sean enjoys creating relationships that benefit all parties.

    Sean earned a bachelor’s degree in golf management and is a member of the PGA. 

  • Kyle Dufford

    Agency Operations Manager
    Office: 970-635-9400
    Fax: 970-635-9401
    4848 Thompson Parkway Suite 200
    Johnstown CO 80534
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    Agency Operations Manager Kyle Dufford joined PFS in March of 2015. He began his insurance career in 1978 - getting his start as a janitor at his father’s agency, before ultimately becoming the corporate president and lead risk manager.  Kyle specializes in large entity risk management, professional insurance, malpractice insurance, and medium to large account risk identification. He also manages carrier relationships and continuing education at the agency.

    With a broad understanding of insurance and risk management, Kyle enjoys servicing his clients and developing lasting relationships. Kyle holds a CIC designation and also received an associate degree in risk management.

    Away from the agency, Kyle enjoys spending time with his family, and is active in his church, Calvary Chapel of Greeley.  

  • Jason Jarvis

    Advisor - Benefits
    Office: 970-635-9400
    Fax: 970-635-9401
    4848 Thompson Parkway Suite 200
    Johnstown CO 80534
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    An original partner of PFS, Jason Jarvis serves as an advisor and Sales Director at the agency. With 22 years of industry experience, Jason specializes in building corporate benefits strategies. He enjoys building lasting relationships with his clients and providing them with exceptional service.

    Jason lists his greatest professional accomplishment as the growth and construction of Centennial Benefits Group and its ultimate merger into PFS. Because of his hard work, PFS is now one of the leading benefit writing agencies in Colorado. 

  • Chris Semmens

    Advisor - Benefits
    Office: 970-635-9400
    Fax: 970-635-9401
    4848 Thompson Parkway Suite 200
    Johnstown CO 80534
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    Agency partner Chris Semmens has been in the insurance business since 1999. Specializing in employee benefits, Chris enjoys finding creative solutions for employers and employees and helping his clients understand their options. 

    Chris is proud to have earned the business of his clients and is committed to providing them with the best plans at the best value. Chris also takes part in continuing education so that he can properly advise his clients as the industry changes.

    Away from the office, Chris and his wife have six children. He also keeps busy with his nonprofit work, and he currently leads Life for the Innocent - an organization that rescues, restores, and renews children out of human trafficking worldwide. 

  • Dylan Vallino

    Advisor - Benefits
    Office: 970-635-9400
    Fax: 970-635-9401
    4848 Thompson Parkway Suite 200
    Johnstown CO 80534
    Get Directions >>
  • April Grillo

    Advisor - Benefits
    Office: 970-635-9400
    Mobile: 850-982-8184
    Fax: 970-635-9401
    4848 Thompson Parkway Suite 200
    Johnstown CO 80534
    Get Directions >>

    Advisor April Grillo joined the group benefits industry in 2016. Specializing in group health benefits, April enjoys the different people her job allows her to meet. April is dedicated to serving her clients, but also finds time to give back to the community. She currently serves as the New Member Chair for the Fort Collins Junior League chapter. 

  • Barb Dayton

    Personal Lines and Select Business Producer
    Office: 970-635-9400
    Fax: 970-635-9401
    4848 Thompson Parkway Suite 200
    Johnstown CO 80534
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    Advisor Barb Dayton joined PFS in 2017, but has been in the insurance industry for over 5 years.  She started her career as an agent with Farm Bureau in eastern Colorado.  A relocation to the Front Range brought her to PFS.

    Barb specializes in Personal Lines, but has experience with Farm and Ranch as well as Life products.  She is committed to building relationships with her clients and providing excellent customer service.

    Away from the office, Barb enjoys the outdoors, traveling and spending time with her family.

Greenwood Village Office

  • Kyle Nagle

    Advisor – Commercial P&C
    Office: 303-997-4605
    Mobile: 303-667-9032
    Fax: 303-997-9910
    5201 South Yosemite Street; Suite 201
    Greenwood Village CO 80111
    Get Directions >>

Sterling Office

  • Kevin Wright

    Advisor – Commercial P&C
    Office: 970-522-8888
    Mobile: 970-521-9934
    Fax: 970-521-9934
    131 West Main Street
    Sterling CO 80751
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    Kevin Wright has been in the insurance industry for one year, getting his start at PFS. Specializing in commercial property and casualty insurance, Kevin enjoys meeting business owners and finding coverage to meet their needs. Kevin is currently pursuing his CISR designation, and lists finishing in the top three in producer’s school as his biggest insurance achievement.

    Kevin is married, and he and wife Stephanie have two boys. 

  • Travis McConnell

    Advisor - Commercial P&C/Agriculture
    Office: 970-522-8888
    Fax: 970-521-9934
    131 West Main Street
    Sterling CO 80751
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    Specializing in commercial coverage and agribusiness, Advisor Travis McConnell has been in the insurance business for 12 years. Travis is a Certified Insurance Counselor (CIC), and he enjoys building lasting relationships with his clients and learning about their business. He is committed to helping his clients uncover the risks associated with their industry and helping them find the coverage to protect their assets and mitigate exposures.

    Travis resides in Sterling, and he enjoys spending time with his wife and two teenage children away from the office. 

Yuma Office

  • Aaron Prior

    Advisor – Commercial P&C/Agriculture
    Office: 970-522-8888
    Mobile: 970-324-0134
    Fax: 970-521-9934
    114 W 3rd Avenue
    Yuma CO 80759
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    Commercial Advisor Aaron Prior has worked in the insurance industry for 16 years. He joined the PFS team two years ago, and specializes in providing coverage for a variety of industries, such as oil and gas and farming.

    Throughout his career, Aaron has worked as an underwriter, claims adjusters, small business owner, and now insurance advisor. He enjoys connecting with his clients and making the insurance buying process a friendly conversation.