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Homeowners, Auto, and Business Insurance in Loveland, Fort Collins, and Northern CO

PFS Insurance Group

We’re an insurance agency that delivers individually-tailored, cost-efficient policies and plans and that also has agents who are courteous, prompt, and knowledgeable.  We’ve served individuals and businesses in Johnstown and throughout Northeast Colorado for more than 15 years and our team of agents has more than 400 years of collective experience. 

We have a broad appetite, a strong banking relationship, and a service model that enables us to provide clients with the best possible services.  Also, even though we’re local we can reach clients wherever they are.  If we need to drive across the state to meet clients, we will.

Insurance Offerings That Fit You

We work with a wide variety of highly-rated carriers, and this is one reason why we offer so many insurance options, which are personal and also commercial.  We customize all of our offerings for individual clients.

Our business insurance program can keep virtually any commercial enterprise in Colorado secure, and it has a large number of options, which include business owners policies (BOPs), employee benefits, and bonds.  We have specially designed programs for businesses in more than 30 different industries, and we can select coverages from these programs in order to ensure that any policy or plan is complete.

For individuals we have homeowners, auto, life, and recreational vehicle insurance options, and we also have many other options.  Whether one is replacing income for dependents or protecting assets, we can help him or her.

To learn more about our insurance offerings, please visit our products page.

Local, Experienced Agents Protectioning You Against Risk

We assist our clients with risk of loss identification and provide alternatives for our clients to choose from to mitigate those risks.

 We have quick turnaround times and also our clients can reach us over the phone, via fax, via text message, and through any other means.  At any time that clients need to get a hold of us, they can. 

We’re as committed to being a part of the communities that we serve as we are to delivering the best insurance and the finest services.  We’re members of Sertoma and the Rotary Club of Johnstown-Milliken.  We support the Loveland division of Habitat for Humanity, The Humane Society of The United States, Hearts & Horses, the Larimer Humane Society, The Matthews House, and Respite Care, Inc.

We attend 20/30 events and we also attend Loveland Loves BBQ, the Rotary Peach Festival, and numerous benefits and charities, including the Annual Suitcase Party.  We attend sports events at CSU and UNC and we also attend the Greeley Stampede Rodeo.

Contact us or call us today.  To start on a policy, request a quote.

Additional Insurance Information:

Colorado Insurance Information and Resources (The Colorado Department of Regulatory Agencies)

Insurance Buyer’s Guides (The National Association of Insurance Commissioners (NAIC))

Small Business Insurance Details and Resources (The U.S. Small Business Administration (SBA))


Our Locations

Main Office

4848 Thompson Parkway Suite 200
Johnstown, CO 80534

Phone Number:

Main office: 970-635-9400
Toll free: 877-470-1183
Fax: 970-635-9401

Office Hours:

Mon: 8:00 AM - 5:00 PM
Tues: 8:00 AM - 5:00 PM
Wed: 8:00 AM - 5:00 PM
Thurs: 8:00 AM - 5:00 PM
Fri: 8:00 AM - 5:00 PM
Sat: Closed
Sun: Closed

Metro/Denver Office

7200 South Alton Way Suite A-140
Centennial, CO 80112

Phone Number:

Main office: 303-997-4605
Fax: 303-997-9910

Office Hours:

Mon: 8:00 AM - 5:00 PM
Tues: 8:00 AM - 5:00 PM
Wed: 8:00 AM - 5:00 PM
Thurs: 8:00 AM - 5:00 PM
Fri: 8:00 AM - 5:00 PM
Sat: Closed
Sun: Closed

Sterling Office

131 West Main Street
Sterling, CO 80751

Phone Number:

Main office: 970-522-8888
Fax: 970-521-9934

Office Hours:

Mon: 8:00 AM - 5:00 PM
Tues: 8:00 AM - 5:00 PM
Wed: 8:00 AM - 5:00 PM
Thurs: 8:00 AM - 5:00 PM
Fri: 8:00 AM - 5:00 PM
Sat: Closed
Sun: Closed

Yuma Office

114 W 3rd Avenue
Yuma, CO 80759

Phone Number:

Main office: 970-848-3340
Fax: 970-848-3218

Office Hours:

Mon: 8:00 AM - 5:00 PM
Tues: 8:00 AM - 5:00 PM
Wed: 8:00 AM - 5:00 PM
Thurs: 8:00 AM - 5:00 PM
Fri: 8:00 AM - 5:00 PM
Sat: Closed
Sun: Closed

Testimonials

Navigating with knowledge, experience and integrity.

PFS Philosphy
It is not a question of doing things right, but of doing the right things.

PFS Philosophy